Open a Reward Silver

bank account

You can also earn 1% back in Rewards when you spend with our retail partners: Caffe Nero, EuropCar, Barrhead Travel, Boux Avenue, P&O Ferries and ATG Tickets.

Your Rewards balance can grow quickly, they're easy to earn and they're easy to exchange!

As soon as your available Rewards balance is the equivalent of £5 or more, you can log in to MyRewards to exchange them. Keep in mind, if you choose to bank your Rewards it will take 5 working days to clear.

To login, you first need to set-up your MyRewards account. You'll need your Royal Bank debit card number on hand.

The policy covers you and joint account holders.

If you or your joint account holders are aged 70 or over, there’s a £75 annual premium per person insured aged 70 or over.

To find out if you can extend your travel insurance to include cover for any new or existing medical conditions please call 0345 607 5154 (or Minicom number 0370 600 0856). If you have an existing medical condition, you may have to pay an additional premium or accept that your cover may exclude certain conditions.

Order in advance online or over the phone. Orders must be through Membership Services to receive preferential rates. Minimum order of £100 applies, maximum £2,500.

Use your Reward Silver debit card for purchases anywhere in the world without the worry of incurring extra charges or carrying around lots of cash.

No Non-Sterling Transaction fee when you make a payment outside the UK or payment in a foreign currency.

Not valid for ATM withdrawals. Other local fees may apply.

Covers the phone you use on a daily basis.  If your account is in joint names, cover is also provided for the phone the other account holder uses on a daily basis.  There is no cover for phones owned by your employer.

1 approved claim can be made in any 12-month period.  If this is a joint account, each account holder can make 1 approved claim, with a maximum of 2 per account.

Claims are settled by repairing your phone, where possible.  If we are unable to repair your phone, or it has been lost or stolen, we will replace it.  Our replacement phones are refurbished handsets in ‘as new’ condition using genuine manufacturer parts. Our repairs use genuine manufacturer or manufacturer quality parts.

There is a £100 excess for each approved claim when your phone is replaced or if you mail it to us to be repaired.

There is a £50 excess for each approved claim when you choose our convenient walk-in or mobile repair options.

Replacement phones and phones mailed to us for repair include a 12-month warranty. Phones repaired by our mobile or walk-in repair agents include a 24-month warranty. 

Buy online through Membership Services and take advantage of up to 40% off the price of cinema tickets.

Valid at over 250 UK cinemas including Vue, ODEON and Showcase

Any day, any time, any film

Some restaurants may exclude tastecard use on Friday or Saturday evenings, Mother’s Day, Father’s Day, Valentine’s Day, the whole of December and potentially other “event” type days.

Where restaurants offer 50% off they may limit the number of people; where restaurants offer 2 for 1 this does not include side dishes or extras.

Some restaurants require the customer to book prior to arriving.