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Credit card
repayment calculator

Work out how long it could take to clear your credit card balance

What card do you currently have?

Are you currently within your 0% balance transfer promotional period?

What is your standard interest rate p.a.?

What is your standard interest rate p.a.?

What is your standard interest rate p.a.?

What is your standard interest rate p.a.?

What is your standard interest rate p.a.?

What is your current credit card balance?

How much could you afford to pay each month?

Paying a little more towards your credit card, no matter how small, could significantly reduce your balance. It could be the price of your morning coffee. Try adjusting your monthly repayment to see the difference.

You could be eligible to transfer your remaining balance onto an Instalment Plan. If it’s available to you, we’ll let you know via our mobile banking app. We’ll tell you more about any available plan including fees, via the app before you take it out.

Calculate

Your payment breakdown

This could clear your outstanding balance by
0

Your results

Your balance:
Interest
monthly repayment of:
£
Total amount to repay:
Find out how to set up a payment

It’s important you read this

Please remember this calculation is just a guide and is for illustrative purposes only.  This calculation is based on information you have provided.

It excludes: any transactions that attract different interest rates, any additional purchases, additional interest and fees incurred and any annual fees you pay. 

We will apply any payments you make in the order explained in your terms and conditions.

Your minimum monthly repayments will change each month. This is because your balance will change with every payment/transaction you make.

Remember If you only pay the minimum amount each month it takes longer and costs more to clear your balance.

How much of your 0% balance transfer amount do you have left to pay off?

When does your 0% balance transfer offer end?

Calculate

Your results

This could clear your outstanding 0% balance transfer amount by
before your interest free period ends.
Your 0% balance transfer amount:
Interest
monthly repayments of:
Total amount to repay:
Find out how to set up a payment
Change your monthly repayment

What is your standard rate after your 0% balance transfer promotional rate ends?

What is your standard rate after your 0% balance transfer promotional rate ends?

What is your standard rate after your 0% balance transfer promotional rate ends?

What is your standard rate after your 0% balance transfer promotional rate ends?

What is your standard rate after your 0% balance transfer promotional rate ends?

How much could you afford to pay each month?

Paying a little more towards your credit card, could significantly reduce your balance. Try adjusting your monthly repayment to see the difference.

Calculate

Your payment breakdown

This could clear your outstanding balance plus interest due by
0

Your new results

Your 0% balance transfer amount:
Interest
monthly repayments of:
Total amount to repay:
Find out how to set up a payment

It’s important you read this

Please remember this calculation is just a guide and is for illustrative purposes only.  This calculation is based on information you have provided.

It excludes: any transactions that attract different interest rates, any additional purchases, additional interest and fees incurred and any annual fees you pay. 

We will apply any payments you make in the order explained in your terms and conditions.

Your minimum monthly repayments will change each month. This is because your balance will change with every payment/transaction you make.

Remember If you only pay the minimum amount each month it takes longer and costs more to clear your balance.