Rewards Calculator

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Each year you could earn (based on average customer spend)

£

  • Regular Rewards
    £ per year

  • +

  • Special Offer Rewards £

  • Do you have a Reward Black current account? We'll refund the annual fee for your Reward Black credit card. Find out more.

Calculate my rewards
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Your actual credit limit and APR will vary depending on our credit assessment of you.

If you have a Reward Black current account we'll refund the annual credit card fee.

To apply, you must hold a current account, savings account, credit card or mortgage with Royal Bank of Scotland, be a UK resident, aged 18+ and earning at least £15K per year.

*Rewards are displayed as a cash equivalent when redeemed.

How are Rewards calculated?

You'll get rewarded when you use your Reward Black credit card to pay for qualifying purchases.

Supermarket offers come to you direct from Royal Bank of Scotland and are not in any way endorsed, sponsored, sold or promoted by supermarkets nor is this implemented with the supermarket’s cooperation. 

5.00 Rewards = £5.00 when redeemed.

  • Can we ask you some questions? We promise we'll be quick

    I spend £
    per

    This includes everything you spend at the supermarket excluding petrol forecourts.

  • That's great! Just a few more things to ask

    I spend £
    per

  • Thanks! Almost there

    I spend £
    per

    It could be anything from a garden mower to new socks!

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Back

Representative 37.1% APR (variable).

Annual fee applies (but is refunded if you have a Reward Black current account).

*Rewards are displayed as a cash equivalent when redeemed.

How are Rewards calculated?

You'll get rewarded when you use your Royal Bank Reward Black credit card to pay for qualifying purchases.

Supermarket offers come to you direct from Royal Bank of Scotland and are not in any way endorsed, sponsored, sold or promoted by supermarkets nor is this implemented with the supermarket’s cooperation. 

5.00 Rewards = £5.00 when redeemed.

This is how much you could earn a year

Rewards each year

I spend £
per
£

View MyRewards retailers
I spend £
per
£

I spend £
per
£

Earn at least £

Representative example

Standard interest rate for purchases: 18.9% p.a.(variable), Representative 37.1% APR (variable) based on an assumed Credit Limit of £1,200, Annual fee: £84.

The actual credit limit and APR will vary depending on our credit assessment of you.

If you have a Reward Black current account we'll refund the annual credit card fee.

Apply Now

*Rewards are displayed as a cash equivalent when redeemed.

How are Rewards calculated?

You'll get rewarded when you use your Royal Bank Reward Black credit card to pay for qualifying purchases. 

Supermarket offers come to you direct from Royal Bank of Scotland and are not in any way endorsed, sponsored, sold or promoted by supermarkets nor is this implemented with the supermarket’s cooperation. 

5.00 Rewards = £5.00 when redeemed.

1%

at all supermarkets (0.5% at their petrol stations)

1%

(minimum) with selected retailers

0.5%

everywhere else

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